1,727 SAR Cashback on Your Purchases

Terms and Conditions

• The offer is valid from 19 February to 19 March 2026.
• The offer is valid when using The Saudi Investment Bank’s credit cards.
• The top 11 spenders during the offer period are qualified for the cashback offer.
• Customer has to spend a minimum of SAR 5000 or equivalent to be qualified for the offer.
• Customer will be eligible for cashback once only during the offer period.
• Spend will be calculated on customer level and not the on the card level, meaning “If the customer owns more than one credit card, then the total amount of the purchases made through the primary card or any of the supplementary cards or both will be counted, and the cashback amount will be credited to the eligible customer once, regardless of the number of credit cards the customer use”.
• SADAD transactions are excluded from the offer.
• Transactions made by Apple Pay, Samsung Pay or mada Pay are included.
• Both local and international transactions are included in the campaign.
• Applicable amount will be credited to the customer account within 60 working days after campaign period ends.
• Refunds will be excluded from the total spent amount.
• Digital wallets recharge transactions are included.
• SAIB reserves the right to amend / stop the campaign offer at any point of time and such changes will be announced. These changes (amendment /stopping) will apply to new customers only who avail the offer post changes if any. However, all customers who have already availed the offer will not be impacted by the changes.
• SAIB reserves the right, in its sole discretion, to disqualify any individual it finds to be misconducting, tampering with the offer process, or to be acting in violation of these terms and conditions.
• These terms and conditions are subject to the Kingdom of Saudi Arabia’s regulations and laws.